Average New Car Loan Rate 2025. In early 2025, new car loans with 0% apr constitute a mere 2.4% of the market, a major drop from. For example, the average monthly payment on a new car loan is $734 and the typical repayment.

The car loan interest rates depends on certain factors, such as loan amount, tenure and credit score. The average interest rate for a used car is 12.01%.